The US construction industry plays a crucial role in the economy, and changes in its job market can signal the overall health of the...

In a world where debt seems to be an ever-present problem, recent news regarding the state of interest rates is sure to cause concern for...

The American Dream of owning a home has always been a symbol of stability and security. But for many Americans, that dream is turning...

The housing market has been on everyone's minds since the beginning of 2023. The first few months have seen a surge in demand for homes,...

Recent interest rate expectations show a 53% chance of a 25 basis point rate hike in May, signaling a shift in the market's outlook. This...

Over the past few weeks, short-term certificates of deposit (CDs) have suddenly surged in popularity, and this is causing a headache for...

How the Federal Reserve's Decision is Impacting Households: The US net worth is in the historical decline due to the Feds monetary...

More than 40% of all US mortgages were originated in the last two years, driven by historically low borrowing costs and a refinancing...

In addition to the Fed's predictions and actions, the recent collapse of a major banks has highlighted some of the underlying issues with...

The Federal Reserve's predictions and actions since the start of the COVID-19 pandemic have been consistently off the mark. Despite its...

The Implications of Raising Interest Rates on Banks with Large Treasury Bond Portfolios As interest rates rise, the banking sector may...

The Federal Home Loan Banks (FHLBanks) are a vital system of 11 regional banks in the United States, created by Congress in 1932 to...

In the competitive world of mortgages, finding the best rate is not the only thing that matters. The key to securing the best deal lies...

In recent years, we've seen a significant rise in personal debt while personal savings is on the decline, which has led many to argue...

Are you ready to buy a home but feeling like you’re in a financial pinch? You’re not alone. Fortunately, there’s a way to take advantage...

It is a consensus among the economists that if we continue with this path the recession is inevitable. Most of them are saying that we...

Mortgage rates are determined by a variety of factors, including: The yield on government bonds: Mortgage rates are often tied to the...

With home prices coming down in the last few months we are hearing a lot about the housing market crash. Many are concerned that we will...

Do you wanna avoid heartache? Do you wanna avoid disappointment? Do you wanna avoid, heaven forbid, loan denial? Avoid the late closing...

Okay, how are mortgage interest rates determined? Now, so often there's a lot of misinformation out there, you see a lot of things...