top of page
Search


Housing Affordability Challenges Persist
Latest Data Reveals Cost Burdens for Homebuyers. The latest National Association of Home Builders (NAHB)/Wells Fargo Cost of Housing...
Ivan Vranjes
Feb 202 min read
0 views
0 comments

Home Prices Surge 6.6% Year Over Year: Is Anyone Really Surprised?
Home prices have risen by 6.6% nationally over the past year, and if you’ve been following the market closely, this news might not come...
Ivan Vranjes
Jun 30, 20242 min read
5 views
0 comments

Unlocking the Next Level: Finding the Perfect Mortgage for Your Dream Home
Ever dreamt of walking through the door, dropping your keys on the table, and shouting, “I’m home!” in a place that’s truly yours? Buying...
Ivan Vranjes
Jun 25, 20244 min read
5 views
0 comments


Mortgage Rate Lockdown
Recently, the average 30-year fixed mortgage rate reached 7.17%, a significant climb from previous years. Yet, the effective mortgage...
Ivan Vranjes
Jun 18, 20243 min read
0 views
0 comments

True or False? You Have to Be Debt-Free to Buy a House
**False!** While debt owed is a factor taken into consideration when getting approved for a mortgage loan, being debt-free isn’t...
Ivan Vranjes
Jun 13, 20242 min read
0 views
0 comments


Understanding HELOCs as a Financial Tool for Homeowners
A Home Equity Line of Credit (HELOC) is a versatile financial tool that allows homeowners to borrow against the equity of their homes,...
Ivan Vranjes
Jun 13, 20242 min read
2 views
0 comments


Navigating the Housing Market
Are you ready for a wild ride through the twists and turns of the housing market? Buckle up, because we're about to dive into the...
Ivan Vranjes
Apr 8, 20242 min read
4 views
0 comments


Fed’s Rate Cut Dilemma
The ongoing saga of the future Fed policy is stealing the limelight in market discussions. In a surprising twist, this week's retail...
Ivan Vranjes
Jan 21, 20242 min read
17 views
0 comments


A Rollercoaster of Time As December Real Estate Takes a Dive
In a twist that seems straight out of a sci-fi movie, existing-home sales experienced an unexpected stumble in December, dropping by 1%...
Ivan Vranjes
Jan 19, 20242 min read
12 views
0 comments

Narrowing Spread between 30-Year Fixed-Rate Mortgages and 10-Year Treasury Yields
In recent times, we've observed a significant development in the financial landscape – the narrowing spread between the 30-year...
Ivan Vranjes
Jan 17, 20242 min read
11 views
0 comments

Delinquency Declines and Distressed Dynamics
In recent times, the mortgage market has seen notable changes. The positive aspect is a decline in delinquency rates, reaching lows not...
Ivan Vranjes
Jan 16, 20242 min read
6 views
0 comments

Unraveling the Economy: A Closer Look at Big Numbers
In the rollercoaster of the economy since 2020, things seem good, but there's more to the story. Let's break it down in simple terms....
Ivan Vranjes
Jan 16, 20242 min read
9 views
0 comments


Crafting Your Homebuying Saga in 2024: Unlocking Advantages with 1-0 Buydowns and Exclusive Appraisal Coverage
As the curtain rises on 2024, the journey of homebuying takes center stage, weaving tales of strategy and opportunity. In this narrative,...
Ivan Vranjes
Jan 6, 20242 min read
10 views
0 comments

Navigating the Waves: Unveiling Mortgage Trends for California's First-Time Homebuyers
Embarking on the journey of homeownership is an exhilarating experience, especially for first-time buyers in the vibrant state of...
Ivan Vranjes
Dec 18, 20233 min read
9 views
0 comments

A Guide to FHA vs Conventional Mortgages
Two of the most popular types of mortgages are the Federal Housing Administration (FHA) mortgage and the conventional mortgage....
Ivan Vranjes
Dec 11, 20232 min read
9 views
0 comments

Documents needed for the loan application
The specific documents needed for a mortgage loan application can vary depending on the lender, the type of loan, and the borrower's...
Ivan Vranjes
Nov 2, 20232 min read
8 views
0 comments


Housing Market Continues to Defy Expectations as Supply Tightens and Interest Rates Fall
In recent months, the housing market has defied conventional wisdom, with a shrinking supply of new homes for sale and millions of...
Ivan Vranjes
May 15, 20232 min read
5 views
0 comments

Record number of Americans have more credit card debt than savings
A record number of American adults, including 45% of millennials and 44% of adults aged 43 to 58, now have more credit card debt than...
Ivan Vranjes
May 8, 20232 min read
5 views
0 comments


Is Federal Reserve lying to us?
The Federal Reserve has been grappling with several significant challenges since 2021. However, the recent developments suggest that the...
Ivan Vranjes
May 4, 20231 min read
8 views
0 comments


New Report Reveals Homeownership Builds Wealth: Median-Priced Homes Gain $190,000 in a decade
A recent report released by the National Association of Realtors (NAR) has unveiled the significant wealth-building potential of...
Ivan Vranjes
Apr 18, 20232 min read
6 views
0 comments
Blog: Blog2
bottom of page